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Best Used SUVs Under $20,000 for Sale in Union, MO

· 3 min read
Used SUVs

Finding a high-quality, reliable crossover or SUV that fits your budget doesn't mean you have to settle for high mileage or outdated tech. If you're shopping for used cars in Union, MO, keeping your target price under $20,000 gives you access to stylish, safe, and modern vehicles-without taking on an unmanageable monthly payment.

Whether you need All-Wheel Drive (AWD) capability for Midwest winters, extra cargo space for weekend road trips, or advanced safety tech for family commutes, smart budget shoppers can find incredible value right here in Franklin County.

At Schicker Ford Union, one of the area's premier Ford dealerships, we stock a wide variety of budget-friendly pre-owned SUVs. Let’s look at the top pre-owned SUV picks under $20,000 and how to make car financing work for you.   

Top Used SUVs Under $20,000 to Consider

SUV ModelSegmentKey HighlightsWhy It's a Great Buy Under $20K
Ford EscapeCompact SUVUp to 34 MPG Hwy, Ford Co-Pilot360™, Available AWDExcellent balance of fuel efficiency, tight turning radius, and modern cabin tech.
Ford EdgeMidsize SUVSpacious 2-Row Seating, Turbocharged Power, Standard AWDExtra passenger legroom and smooth highway cruising power for long commutes.
Ford EcoSport / Bronco SportSubcompact / CompactHigher Ride Height, Intelligent AWD, Easy ParkingAgile maneuverability with versatile rear cargo space for local errands.
Chevy Equinox / TraxCompact SUVComfortable Ride, Intuitive Touchscreen, Safety FeaturesLow cost of ownership and broad market availability.

Why Buy a Used SUV Under $20K?

  1. Avoid the Steep Depreciation Curve: New vehicles lose the most value during their first 3 years. Buying pre-owned means someone else absorbed that initial hit, giving you more features for every dollar spent.

  2. Lower Insurance Premiums: Insurance companies base replacement coverage on the current value of the vehicle. A lower purchase price usually translates to lower monthly insurance bills.

  3. More Premium Features for Less: A $20,000 budget allows you to step up into higher trim levels featuring leather-trimmed seating, heated seats, blind-spot monitoring, and remote start.

Smart Car Financing & Auto Loans Made Simple

Securing competitive car financing is the secret to getting the absolute lowest monthly payment on your vehicle.

How to Get Approved for Low-Rate Auto Loans

  • Apply for Pre-Approval First: Knowing your rate and budget upfront gives you total buying confidence.

  • Leverage Your Trade-In: Put your current vehicle's equity directly toward your down payment to lower the total amount financed and lower your tax liability.

  • Structure Your Loan Term Wisely: Choose a 48- to 60-month loan term to lock in competitive interest rates while keeping monthly payments manageable.

At Schicker Ford Union, our finance team works directly with trusted national and local lenders to secure flexible auto loans tailored to your credit history.

Visit Your Local Pre-Owned SUV Destination

Serving drivers from Union, Washington, St. Clair, Pacific, Sullivan, Eureka, and surrounding Missouri communities.

Why Choose Schicker Ford Union?

When browsing used SUVs for sale in East-Central Missouri, local drivers trust Schicker Ford Union for:

  • Transparent Pricing: No hidden surprises or high-pressure tactics.

  • Rigorous Multi-Point Inspections: Every pre-owned vehicle is thoroughly inspected by certified technicians before reaching our lot.

  • Diverse Inventory: Access a constantly updating selection of pre-owned Ford models and popular traded-in brands.

Ready to Test Drive a Used SUV Under $20K?

Don't let the best deals slip away! Browse our current under-$20K inventory online or stop by our showroom today.

 Browse Used SUVs Under $20,000 at Schicker Ford Union   

 Get Pre-Approved for Auto Loans Online

 Value Your Trade-In for Maximum Equity


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Jun 30, 2025 in Union Ford Dealer

Top Used Ford Vehicles for Sale Near Union, MO

Find Your Perfect Pre-Owned Ford Today at Schicker Ford Union If you're shopping for a reliable used vehicle near Union, Missouri, you've come to the right place! Whether you need a powerful truck, a versatile family SUV, or a fuel-efficient sedan, used Ford vehicles offer outstanding value, long-term dependability, and cutting-edge features — all at a lower price than new. At Schicker Ford Union, conveniently located right here in Union, MO, we carry a carefully selected inventory of top-quality pre-owned Ford vehicles that fit every lifestyle and budget. As your local Ford dealership near me, we're committed to helping you find your next dependable ride. Why Buy a Used Ford from Schicker Ford Union? Ford vehicles are renowned for their lasting quality, making them an excellent choice for any used car buyer. When you choose a pre-owned Ford from our used truck dealer in Union, you benefit from: Exceptional Durability and Build Quality: Fords are built to last, delivering reliable performance for years. Strong Resale Value: Ford models consistently hold their value well, a testament to their enduring appeal. Wide Availability of Parts and Service: Maintenance is easy with readily available parts and expert service right here at Schicker Ford Union. Innovative Features: Even in older models, you'll find impressive technology and comfort features that enhance your driving experience. From best-selling pickups to trusted crossovers, Ford's used lineup delivers excellent value and peace of mind. Top Used Ford Models Available Near Union, MO Our inventory frequently features the most sought-after used Ford vehicles. Here are some popular choices you might find: Used Ford F-150 Why it’s great: America’s best-selling truck for decades, the Ford F-150 is tough, capable, and ideal for both work and play. Look for used F-150s with features like 4WD capability, towing packages, crew cab and extended cab options, and efficient EcoBoost engine options. Perfect for: Construction crews, weekend adventurers, and everyday drivers who want unmatched strength and comfort. Used Ford Escape Why it’s great: A top choice for small families and commuters, the Escape blends SUV utility with car-like handling. Many used Escape models come with AWD options, great fuel economy, and advanced safety tech like blind-spot monitoring. Perfect for: Drivers who want a compact, efficient SUV with enough space for gear, groceries, or pets. Used Ford Explorer Why it’s great: A roomy three-row SUV with strong towing capacity, the Explorer is ideal for growing families or road-trippers. Many recent used Explorer models feature leather seating, the intuitive SYNC infotainment system, and powerful V6 or turbocharged engines. Perfect for: Those who need seating for up to 7 passengers and desire rugged SUV performance with comfort. Used Ford Fusion Why it’s great: The Fusion offers a sleek sedan experience with available hybrid options. It’s known for its smooth ride quality, modern tech and styling, and impressive fuel efficiency. Perfect for: Commuters, first-time car buyers, and anyone looking for an affordable and stylish daily driver. Used Ford Edge Why it’s great: A midsize SUV that perfectly balances performance and comfort, the Edge is often equipped with features like a panoramic sunroof, all-wheel drive, and a spacious interior with ample cargo room. Perfect for: Small families, weekend travelers, or anyone looking for a comfortable SUV with premium features. All Vehicles Fully Inspected and Ready to Drive Every used Ford vehicle at Schicker Ford Union undergoes a thorough multi-point inspection by our certified technicians for quality, safety, and performance. We stand behind our inventory and also offer: Comprehensive Vehicle History Reports Flexible Financing Options designed for your budget Available Extended Service Plans for added peace of mind Visit Schicker Ford Union in Union, MO! Your next dependable used Ford is waiting right here in Union, MO. Our expert staff is ready to provide trusted service and fair pricing. Don't miss out on our used truck deals or the perfect car for your needs! Browse Our Latest Used Inventory Online

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.